Mobile phone insurance : Comprehensive quotes and low cost cover

iPhone, PDA, Smartphone insurance cover and cheap mobile phone insurance for single or multiple policies

Gizmocover.com - A Mobile Phone Insurance Company UK. Covering Telephone Insurance, Cell Phone Insurance and Gadget Insurance. Go online at Gizmocover.com for mobile phone insurance online and mobile phone insurance quotes. Insurance for mobiles - "One of the best phone insurance policies" - Low cost online premiums with direct mobile phone insurance.

We provide mobile phone insurance for individuals and business either for single gadgets, three or five or ten gadgets to save you money. Our professional service is ideal for insuring a new phone, a contract mobile phone, obtaining future phone insurance, student mobile phone insurance etc.

If you are planning to go on a trip or holiday it is vital to have some form of a phone insurance in place, which gives you a piece of mind.

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Our mission is to ensure that you are protected for your gadgets and gizmos which are in use everyday. An insurance policy will enable you to get back to normality in the least amount of time.

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This vital insurance policy has the following protection:

·         Speedy claims handling

·         Fraudulent calls protection

·         Offers no claims bonus after 1 or 3 years

·         Automatically extends the units warranty to up to 5 years

·         Covers against loss as well as theft of mobile phones and other gadgets

·         Covers accidental damage including water damage

Great cover for t mobile insurance, mobile phone insurance t mobile, Nokia mobile insurance, LG and Samsung mobile insurance from Supercover Insurance, a insurance company that you can trust.

The insurance policy specifically covers the need of consumers when buying expensive electronic and well sought after equipment. What gadgets do we cover:

- Mobile phones and pdas

- MP3 and MP4 players

- Satellite navigation printable systems (SAT NAV)

- Portable games players

- Media players

- Laptops and personal computers

- Cameras

- Camcorders

A lot of these devices are subject to theft and / or easily damaged and contrary to popular belief it is often not possible to add these products to your home, business or car insurance. Even when they are included, more often than not the excess (the initial fee paid up front on any claim by the claimant to the insurer) is generally too high to make the claim worth while. Also, your home, business or car insurance company will not specialise in this very important field of cover alone and it could take months to settle a claim and receive a replacement (which may be different from your original phone). Further, once a claim is settled with your home, business or car insurance company renewal premiums may rise and cost you even more money.

Claiming Mobile Phone Insurance:

This insurance policy is credited for a swift and efficient service and the ability to meet speedy claims handling.

We have heard of many customers dissatisfied with their existing insurance company when it comes to pay out claims. This insurance policy is from an independent  insurer who specialises in a comprehensive low cost policy.

You should always try to keep you electronic gadgets safe. There are some tips you can take to help ensure you do not become a victim of theft:

·     Always keep you gadgets out of sight, in your pocket or closed handbag or locked glove compartment when in a public place.

·      Avoid using your gadgets in parks, while walking or isolated dark places.

·      Never leave your gadgets unattended and in view, especially in your car.

·      Property marking of your gadgets and SIM locking of your phone are also useful measures in the fight against theft.

In the event of a claim you must:

- Report the theft/loss of the gadget to the police within 24 hours of discover

- Report the theft/loss of the mobile to your service provider within 12 hours of discover and get the handset black listed

- Notify Supercoverinsurance .com as soon as possible but in any event within 48 hours of discover

- If you claim relates to a fault with the gadget, you gadget must be provided.

- Are you worried about losing your mobile phone:

- You will not be able to call home or friends

- You will not be able to receive your SMS or text messages

- What happens if there is an emergency?

The SimplySwitch.com comparison site carried out a survey in June 2007. It may seem that mobile phone users lose 855,000 handsets while going to the toilet. Further fact, 4.5 million mobile phones result in being damaged or lost within a year.

Karen Darby, from SimplySwitch.com, comments: ”Of the 18 million new handsets bought in the UK every year, roughly 4.5 million will end up lost or damaged. With handsets now costing up to £400, and people often opting out of the insurance package, there’s more reason than ever to look after your mobile.“

Other eventualities are:

  810,000 mobile phones are left in the pub

  315,000 mobile phones are forgotten in the taxi

  225,000 mobile phones are left behind on the bus

  58,500 mobile phones are chewed by lovable pets

  116,000 mobile phones are taken for a tumble in the washing machine

It’s amazing, the survey reveals that a quarter of handsets were lost or damaged. Mobile phone users flush away £342 million handsets.

Karen Darby says: ”With at least three quarters of the UK population now owning a mobile phone, we really are a nation that loves to talk. Because most people now rely on their mobile to stay in touch, it’s a good idea to keep a copy of your phone numbers on a computer or spare sim card. That way, if your mobile goes missing, all is not lost. As phones continue to shrink in size, they also become easier to lose, so people need to take extra care.“

Useful Numbers

If mobile phone users need further information, the customers care numbers are:

  Orange 07973100150

  O2 contract customers 08702410202

  O2 prepay 08705678678

  Vodafone 07836191191

  T-mobile 08454125000

  Virgin Mobile 08456000789

  Three 08707330330

  Tesco Mobile 08709004455

From your handset these numbers are:

  Orange 150

  Vodafone 191

  T-mobile 150

  Virgin Mobile 789

  Three 333

In the case you mislay or lose your mobile phone keep your serial number handy. The serial or IMEI number can be obtained by typing *#06# into your mobile keypad. By doing this the police can trace the phone and the operator can bar the handset.

A number to keep available is 08701 123 123, this phone number will enable you to report your stolen or lost handset to any UK network.

If unfortunately you lose your handset or it is stolen, you will need to contact the service provider first and the police second, normally within 24 hours of the incident occurring.  This will enable the service provider to bar your phone and the SIM card.

Get Mobile Phone Insurance To Protect Your Phone:

UK mobile phone and mobile phone insurance independent comments for your guidance:

Electronic gadgets have now become an integrated part of our lives, it may be good or bad depending on each individuals outlook. If you have a contract mobile phone or smart phone, or PDA a sudden loss, damage, or theft can be a huge inconvenience and worst still a loss of an expensive gadget that was subsidised to you upon a purchase. Full cost now to replace will most likely be expensive and depending on model can run into hundreds of pounds. Even if you have a Pay as You Go phone Mobile Phone insurance is worth a consideration. Often retailers will convince you to take their own insurance policy cover as a captive customer, for mobile phones, smart phones, and PDA'a. But you have a choice to seek an independent policy with potentially more comprehensive features for gadgets insurance. Compare policies and look at the features and exclusions, how quickly will replacement be, is the claims process complex and prohibitive.

Gizmocover.com for Cheap PDA Insurance Cover:

Gadgets insurance for mobile phones, smart phones, and PDA'a has only a real intrinsic value if you make a valid claim, and you seek a prompt remedy upon a claim on your insurance policy.

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A unique aspect of gadgets insurance ( i.e. smartphones, mobile phone cover, PDA cover, smart phones cover, Mp3 phone insurance cover, MP4 media players cover, Laptop cover, games console cover), cover does not depend on gender, age, occupation, if you are employed or out of work, with simple under-writing procedure for gizmo life style insurance. Therefore, making policies accessible easily to most of the public who seek insurance cover, whether for business or personal use

Fraudulent claims for any insurance and phone insurance cover is temptation to be avoided, policies will be cancelled and such an event would be shared with other insurers, and possible credit agencies. If in doubt when claiming for mobile phone insurance, PDA insurance, smart phone insurance, laptop insurance, MP3, MP4 players, games insurance etc. then all material facts should be disclosed honestly, if in doubt there is no harm in running details fully upon claims with the insurance company

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A clear benefit especially when you have a contract for gadgets insurance ( i.e. iphone, mobile phone, PDA, Smart phones) is not only the risk of i.e. of loss, damage, theft but also fraudulent use of your phone, there has been cases where such phones have been used for not only local but international calls notching up huge bills. Compare us to other mobile phone insurance companies.

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Do you need mobile phone insurance? By using this mobile phones insurance and with our insurance there is now an increasing benefit of insuring life style gadgets as multiple policy, both for business and personal electronic items.  Cancel mobile phone insurance with no fixed contract period.

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